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Why Choose Vincent Bond?
We are 100% focused on customer service scoring an average of 95%.
Creditor harassment hotline.
Out of hours contact service for emergency questions.
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We are passionate about helping people get out of debt
We pride ourselves on our excellent track record, please see feedback from clients. Our constant aim is to provide the highest level of personal service and advice in a friendly, professional and non judgemental manner.
We want to exceed your expectations and help you get out of debt as quickly and stress free as possible. Please call us now to have a chat with a friendly voice who will be able to explain your options.
- A DMP or Debt Management Plan is an informal agreement with your creditors to make reduced affordable monthly payments.
- It is based on a realistic budget that allows you to pay all your priority bills and normal living expenses and pay what is left to your creditors.
- Though not obliged to and not guaranteed, most creditors will agree to reduce or freeze interest so that the money you pay reduces your debt more quickly.
- An IVA or Individual Voluntary Arrangement is a legally binding agreement with Creditors.
- It allows someone who is in financial difficulty to make a formal proposal to settle their debts within a reasonable and fixed period of time - normally 5 years, though this can vary depending on your situation.
- Monthly repayments are based on what you can afford to pay.
- After the agreed payment period, any outstanding debt will be legally written off by your creditors.
- Bankruptcy is normally seen as a last resort after all other options for repaying debt have been exhausted. If you are declared bankrupt,you will no longer have to repay your creditors yourself and the court will protect you from any further legal action from your creditors.
- However there are consequences which may mean that an alternative solution should be considered, depending on your situation. It is important to understand how a Bankruptcy would effect you before proceeding.
There are other solutions to dealing with debt.
- Debt Consolidation through remortgaging, secured loans or unsecured loans can work, HOWEVER this must be based on affordability once you have clearly established your budget.
- Debt Relief Order (DRO) - For those who may be considering Bankruptcy but are unsure than afford the fees involved, you may qualify for a DRO which Vincent Bond can explain further to you.
- DIY - You may also wish to manage an informal payment plan yourself, making reduced offers and negotiating with creditors instead of using a company to do it for you.
• Qualified Senior Debt Consultant
• Shortlisted for Debt Counsellor of the year 2010 at the Credit....
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fernanda Feedback:
My experience with Vincent Bond has been brilliant. Indra was the first VB debt consultant i spoke ....
It is important that you are aware of the following when taking on any debt solution with Vincent Bond & Co: All possible solutions should be considered to ensure you make an informed choice. Fees will be charged if a solution is taken. Stopping payments to your creditors may place you into further arrears. It is likely that your ability to get credit will be affected. In compliance with the Consumer Credit Act you have a 14 day cooling off period in which to cancel your plan. Calls to our free phone number may be charged from mobiles and other networks.